Merchant Services and Credit Card Cash Advances

1st Commercial Credit is able to provide you with both competitive merchant services and a business cash advance against future credit card sales. Depending on your needs, you can receive up to 500,000 dollars in 72 hours of applying. Our clients can get funding without having to change their merchant account, or they may select to save even more money by changing over to our merchant services. 1st CC can work with merchants of all types of industries including retail, e-commerce, wireless, mail order, and telephone order businesses.

Request a quote today or call now for details at 1 800 876 6071 (24/7).
Merchant Services and Credit Card Cash Advances are available in Canada and USA.


Merchant Account Services, American Express, Visa, MasterCard, Discover. Business Cash Flow Advances.

Merchant Services Available for All Major Credit Cards.
Merchant Rates as low as 1.2%
(rates may vary on industry and volume)

  - No Hidden Fees
  - No Conversion Fees
  - No Application Fees
  - Higher Risk Industries including Adult
  - Medical Clinics and Hospitals including Claims
  - Telephone & Mail order Sales
  - Retail, Restaurants and Bars
  - 12 hour funding
  - More Details

Apply Now!


Business Cash Advances on Credit Card Sales.
$2500 and up to $500,000 available
If you take credit cards as a form of payment...you qualify!

  - No Financials Needed
  - Credit score is NOT a factor for approval
  - Funding can take as little as 3 business days
  - 72 hour Funding
  - Does not require a Personal Guarantee
  - Customer support 24/7
  - No need to change Merchant Services
  - Pay back loan from future sales
  - More Details

Apply now.

Request a quote today or call now for details at 1 800 876 6071 (24/7).
Merchant Services and Credit Card Cash Advances are available in Canada and USA.

We Can Beat Your Current Merchant Rates!

1st Commercial Credit has a Merchant Services Division that reduces current Visa, MasterCard, Discover and American Express fees. We have discovered in reviewing our competitors statements that merchants are paying significant hidden fees that are exponentially increasing their overall rates. Please call us or submit online for a free, no obligation quote. 1st CC will assign a Merchant Services Specialist that can provide you with a detailed cost comparison and in most cases we will be able to reduce your current credit card fees.

What is a Credit Card Based Business Cash Advance?

Your average monthly credit card sales develop a predictable future income stream. A business cash advance is the purchase of future credit card receivables; it is not a loan. This form of financing provides many benefits that are not available from traditional lenders like banks.

Credit Card Based Funding is available in days, not weeks.

At 1st Commercial Credit, we make Credit Card Cash Advances easy to obtain with minimal paperwork. Our decisions are not based on financials, tax returns or even equity to debt ratios.
This financial solution involves very little underwriting. The approval process is simple and we can expedite initial funding in 72 hours. Our clients can enjoy the benefits of our prompt service and begin to use their funds within days of completing an application.

The Hidden Collateral: Future Credit Card Income.

Businesses that sell on Charge Credit Card Sales have a hidden collateral asset that most owners do not realize. Theses future credit card sales can be pledged as collateral and the business may draw cash against this type of income stream.

Business Qualifications for Credit Card Cash Advances

If you take credit cards as a form of payment...you qualify! Credit score is NOT a factor with our underwriting. Our decision is based on the business and the credit card sales that it is producing every month.


United States: Credit Card Advances and Merchant Services are provided in:  


Additional Informational Links:

Asset Based LendingFactoring | Purchase Order Financing |


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